Travel guide · On the ground
Currency & Money
The ngultrum, cash and cards, tipping and what to carry — a practical introduction to money in Bhutan.
Bhutan’s currency is the ngultrum (BTN), which is pegged to the Indian rupee. Rupee notes are also widely accepted in much of the country, though larger denominations may be refused.
Cash, cards and ATMs
- ATMs are available in Paro, Thimphu and larger towns, but are less reliable in the countryside.
- Credit cards work at some hotels and shops in the main towns, usually with a surcharge.
- Carry enough cash for small purchases, drinks and tips when you leave the main towns.
- Foreign currency can be exchanged at the airport, banks and larger hotels. Exchange rates and any restrictions change, so check before you travel.
What is included in your trip
Your itinerary price covers accommodation, meals, transport, guide and fees as listed. Drinks, laundry, tips and souvenirs are extra.
Tipping
Tipping your guide and driver is customary and appreciated, though never required. We will suggest a sensible range before you travel, and it is entirely at your discretion.
Official sources
Common questions
Can I use credit cards?
Cards are accepted at some larger hotels and shops in Paro and Thimphu, but most small purchases are made in cash. Carry enough for souvenirs, drinks and tips.
Should I tip?
Tipping is appreciated by guides and drivers, though it is never compulsory. We give guidance when you are about to travel.
Start the conversation
Questions? Ask us directly.
A real person from our Thimphu team will answer — usually within one working day.